Under the relief norms of State Disaster Response Fund, there are no provisions for providing assistance to Micro, Small and Medium Enterprises (MSME). In Kerala as many as 4859 MSEMs and 17,224 shops were affected in the floods of 2018, amounting to a loss of ₹1102 crores and ₹361.88 crores, respectively.
KSDMA prepared a project titled Ujeevana Vayppa (Resurgence Scheme) for the MSME Sector. The Government accepted the project and vide GO (Ms) No. 27/2018/DMD dated 17-12-2018 approved a resurgence support margin money of 25% of the loan amount or Rs. 2 lakhs, whichever is the lowest or an interest subvention of 9% for a maximum loan of Rs. 10 lakhs for the affected MSMEs. The validity of the project was till 31-3-2020 vide GO (Ms) No. 4/2020/DMD dated 12-2-2020.